A Philadelphia Accident Lawyer Can Help You Navigate the Legal Process
In the instant it takes to be involved in a car wreck or other accident, your life can change drastically and the expertise of a Philadelphia accident lawyer can be invaluable. Even though your insurance agent can provide help, which might include an attorney employed by the insurance company, it’s vital to remember that your agent is responsible first to the insurer and then to you. With your own accident lawyer, you have someone by your side whose only mission is to ensure that you receive all the compensation that’s due to you under the law.
Rely on the Expertise of an Accident Lawyer
Unless you are a lawyer or involved in the legal field, it can be difficult to understand all of your options in an accident case. An experienced accident attorney can explain, for example, that getting hurt due to someone else’s negligence doesn’t mean you’re guaranteed an enormous monetary award. Is the other party admitting that they were responsible for the accident? Are there witnesses involved? The truth of many accidents is that victims aren’t always compensated if they can’t prove the other party was negligent. That’s why you should expect your lawyer to ask for any information you can provide, including pictures from the scene and the names of potential witnesses, in addition to conducting his or her own investigation.
Check with Your Lawyer Before Signing Any Documents
One of the most important things to remember when you are dealing with your own insurance agent, as well as an agent and attorney for the other party, is to be careful about what you do and say. Even if you are assured that a document is non-controversial or that something must be signed before your settlement can be processed, make sure that your lawyer sees the paperwork first. Unfortunately, there are some unscrupulous people who try to get unsuspecting accident victims to sign away important rights in documents that are filled with nearly impossible-to-understand fine print. An experienced accident attorney can make sure you don’t take any actions that could hurt your case.
Your Insurance Agent is Loyal First to the Insurance Company
Many people have a personal as well as a business relationship with their insurance agent. Agents can offer invaluable advice and help, particularly if there is a significant event, such as a flood or fire. But no matter how much you may personally like your insurance agent, don’t sign any settlements or agree to record any statements without first contacting your lawyer. Remember that the bottom line for your insurer is their company’s bottom line, not yours.