You’ve just been injured in a personal injury case and you’re trying to decide whether you can save money by handling the claim process without any help. You could rely on the adjusters and other experts at your insurance company to come up with a fair settlement offer. But legal experts warn that your insurer will always be looking to keep settlements as low as possible. When you work with a Philadelphia lawyer you are guaranteed to have an expert whose only concern is making sure your settlement is fair and complete.

Do You Have a Personal Injury Claim

One of the most important decisions you or an accident attorney must make is whether you have a case or not. That analysis requires the ability to apply the specific facts of your personal injury case to the laws in your state. Were your injuries the result of the negligence of another party? Were you at fault at all? An experienced attorney can compare your situation to others he or she has handled to decide if you have a winnable case.

Negotiating with an Insurer is Complex

At that point you could try to handle your personal injury claim without an expert on hand. But most people have little or no experience negotiating settlement claims with insurance companies. Do you understand all of the damages that the law allows victims to be compensated for – items like lost income, current and future medical expenses and pain and suffering? If you don’t, how will you determine whether a settlement offer from the insurance company is sufficient? A lawyer who specializes in personal injury and accident cases, on the other hand, knows the law and what damages you have suffered that should be paid for in a personal injury case. If all of your damages aren’t included in a settlement proposal, a knowledgeable lawyer will know to turn down the offer.

Accident Attorneys are Familiar with the Court Process

A lawyer who is experienced in this area of the law also knows when it’s time to go to trial or when more negotiation is likely to be fruitful. Handling all of the legal paperwork required in personal injury cases can be complicated unless you’ve done it before. On top of that, proving damages to a court is also a complicated process that often involves bringing in experts who are familiar with your physical and financial condition. A Philadelphia lawyer with a history of handling accident cases has contacts with many experts who are often called upon to testify in personal injury cases.